Bringing Lending Infrastructure and Lending Analytics to all Lenders

LaaS (Lending-as-a-Service) Infrastructure Provider

Leverage Roopya’s Lending Infrastructure and Analytics as a Service Platform to start your digital lending business with inbuilt customer journey builder. Connect multiple channel partners with seamless integration.

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Trusted by Lenders and LSPs

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Access LaaS with Inbuilt Business Rule Engine

Roopya's Lending as a service (LaaS) business model enables Banks, NBFCs, Fintechs, MFIs and LSPs to onboard customers or partners in 10 mins, without having to build the infrastructure or processes required to provide loans.

Roopya's LaaS model offer a suite of tools and services that enable lenders to set up and manage loan origination, underwriting, servicing, and collections.

360 Customer View for Lenders

A Consistent, Seamless Digital Borrower Experience

Lending Marketplace

Connect with 25+ lenders through seamless APIs for better disbursal ratio

Better Customer Acquisition

Push your leads to multiple lenders based on present credit decisioning criteria

Seamless Process

Partner with lenders, pull leads, auto login for easy workflow management

Build Customer Journey

Fully customizable journey builder to mapout opportunities & engagement

Single LaaS Platform

One platform to analyze customer data, lender management & loan disbursal

360’ Customer View

Inferance driven customer profiling wherein 25+ customer data points are used to match the best lender

Sign Up and Start Immediately

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Login / Sign Up

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Select Loan Product

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Connect Lenders / LSPs / Partners

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Select Loan Journey

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Select BRE and Underwriting Criteria

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Go Live

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CHOOSE APPLICATION TO BUILD

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CHOOSE USER TYPE

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CHOOSE DATA TYPES

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DEFINE WORKFLOW & DECISION POINTS

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GO LIVE

Our Unique Features

Business Rule Engine

Roopya's BRE helps LSPs automate and streamline their lending operations by enabling them to define, manage, and execute business rules for loan origination, underwriting, and servicing.

Reporting & Analytics

Generate meaningful AI driven reports and derive insights from data can help lenders make informed decisions, improve their lending performance, and identify new opportunities for growth.

Multiple Channel Partners

By partnering with multiple channel partners, LaaS providers can expand their reach, increase their lending volume, and offer a diverse set of lending products to their customers.

Security & Compliance

Roopya ensures that platform is secure, reliable, and compliant with relevant regulations and industry standards to protect customers' data and maintain their trust.

What Roopya's Lending Pipeline can do for You?

Roopya's lending pipeline shows the stages that a loan application goes through, from initial submission to final funding or denial. The pipeline typically consists of the following stages:

Application submission

The borrower submits a loan application through our LaaS platform.

Underwriting

The loan application is reviewed by the underwriting team to determine if they qualify for the loan.

Credit decisioning

The underwriting team makes a credit decisioning criteria based on the borrower's creditworthiness and other factors.

Loan processing

If the loan is approved, the loan is processed, and the necessary documents are signed digitally.

Funding

Once the loan is processed and all necessary documents are signed, the funds are transferred to the borrower's account.

Loan servicing

After the loan is funded, the LaaS platform continues to service the loan, handling payment.

Best In-class Features

Easily create customized forms and applications
Track and monitor loan applications
Verify identities and documents
Provide a self-service portal for customers on both web and mobile platforms
Pre-built reporting and MIS capabilities
Designed with security and data privacy as a top priority

Configurable workflows to accommodate multiparty products
Credit risk assessment and modeling
Financial insights for underwriting and decision-making
Process enforcement and audit trails
Fully customizable to meet your business needs

Backed By

Start your digital lending business in less than 5 minutes with Roopya product suite which includes origination, consent, pre approval, score card, underwriting and analytics.