Roopya : Origination and Underwriting

An Integrated Data and Insight Driven Lending Solution

Roopya helps credit institutions like Lenders in streamlining origination and underwriting starting from Customer Onboarding, LSP Onboarding, Disbursal Stage Management, Multi Bureau Connection, Scorecard, BRE, KYC. Roopya ensures a compliant platform for Data Security and Reliability. Roopya empowers lenders with automated decision making, AI driven analytics of more than 350 datapoints and early warning solutions

Future of Origination and Underwriting: Seamless, Standardized and Compliant

World class Digital Lending and Credit Assessment Solutions

Roopya offers Customer Onboarding, Assessment, KYC, BRE, Underwriting Workflows and LSP Management

Roopya Features Overview

1. Custom User Journeys

Define custom journeys for customer onboarding. Build different journeys for different products

2. Multiple Loan Products Pipeline

Manage multiple loan products in multiple pipelines with each having its own BRE, lead set and properties

3. User/Role Management & Access Control

Create User Roles and Hierarchy with various access control. Ability to create own approval process of a loan journey

4. 360’ Customer View

Manage borrower data with 360’ view of active leads, credit score, probability of default, demographic details, income details and other alternate data

5. Consume Curated Pre Approved Leads

Roopya generates consent on Pre Approved customer base so that cost of acquisition and credit cost comes down

ALT RATING

Best In-class Features

Easily create customized forms and applications
Track and monitor loan applications
Verify identities and documents
Provide a self-service portal for customers on both web and mobile platforms
Pre-built reporting and MIS capabilities
Designed with security and data privacy as a top priority

Configurable workflows to accommodate multiparty products
Credit risk assessment and modeling
Financial insights for underwriting and decision-making
Process enforcement and audit trails
Fully customizable to meet your business needs