Founder & CEO - Roopya


Raman is a 19+ years veteran in Fintech and Banking space. He was a banker by profession for 10+ years of his career and worked with HDFC, Tata Capital and Deutsche Bank. As Vice President at CRIF he was responsible for digital strategy, underwriting and data strategy of various leading Fintechs and NBFCs in India.

Raman is also part of various industry forums in Fintech Industry and considered as a thought leader in Fintech specializing in DDT (Domain, Data, Technology). At Roopya, Raman is building a Fintech ecosystem through a Lending-As-A-Service platform by encompassing various best practices of the Industry.

Raman is an alumni of MDI, Gurgaon and he loves data.



Founder - Roopya


Sudipta is a 17+ years veteran in Finance and Retail space. He led asset business in a large NBFC and led retail business in an MNC.

He is passionate about building financial products which has potential to impact masses. At Roopya, he is building an ecosystem of Lenders, LSP and other entities in the lending value chain which will ultimately reduce the cost of origination and underwriting for lenders. Sudipta is also a part of prestigious Tata Administrative Services (TAS) program.

He holds an BE in Computer Science and Engineering and an MBA in Finance.

About Roopya img

Roopya is a Lending and Analytics as a Service Platform for Lenders and Lending Ecosystem. Banks, NBFCs, Fintechs and LSPs use Roopya Platform to Originate and Underwrite loans using pre built class customer journey, KYC, fraud checks, consent management, scorecards among others. Roopya lending platform supports most loan products in a single signup. The platform has 3 primary module like Origination, Early Warning and Collections.

Bigger Vision: Create A Fintech Ecosystem img

Roopya is creating a Fintech ecosystem in the form of a SaaS based Lending Infrastructure platform powering NBFCs / Banks / Fintechs to start loan origination and underwriting in less than 5 mins using big data and machine learning. Roopya also has Early Warning Signal, Cross Sell, Scorecard, Decision Engine and Workflow module wherein any B2B customer can signup and process millions of customers instantly. Roopya platform will help millions of underserved retail customers get access to hundreds of Lenders under its SaaS platform. In FY22 Roopya has processed more than Rs 100cr through its platform

Creating A Lending Infrastructure For the Next Billion So That No One Is Left Behind img

Domain | Data | Technology img

Lending is a specialized field and ever evolving. Roopya is at the centre of it by combining its prowess in domain, data and technology. Domain : Roopya is founded an run by industry veterans. Cognizance of regulations are at the heart of building a fintech product and roopya understands that. Data : Roopya is also a data company. Technology : Roopya has 100% proprietery technology for CRM, Underwriting module, Analytics module, Scorecard , EWS and Workflows. All built by us.

We believe our lending Infrastructure will be the backbone for all data driven loan underwriting process in future.

A Revolution Is Brewing img

We have democratized scorecard based loan origination and underwriting and gave access to state of the art platform to all Lenders and LSPs. We have made it Simple, Affordable, Accessible and Super fast. Hence we call it a SaaS based Lending-As-A-Service.

Lending Infrastructure platform powering Origination, Underwriting, CRM, Early Warning System, Analytics, Cros sell and Workflow Module. B2B customers can sign up and start underwriting in less than 5 minutes.

We are the Change. And we will take everyone together.. img

Best In-class Featuresimg

  • Easily create customized forms and applications
  • Track and monitor loan applications
  • Verify identities and documents
  • Provide a self-service portal for customers on both web and mobile platforms
  • Pre-built reporting and MIS capabilities
  • Designed with security and data privacy as a top priority
  • Configurable workflows to accommodate multiparty products
  • Credit risk assessment and modeling
  • Financial insights for underwriting and decision-making
  • Process enforcement and audit trails
  • Fully customizable to meet your business needs