Raman is a 19+ years veteran in Fintech and Banking space. He was a banker by
profession for 10+ years of his career and worked with HDFC, Tata Capital and
Deutsche Bank. As Vice President at CRIF he was responsible for digital
strategy, underwriting and data strategy of various leading Fintechs and NBFCs
Raman is also part of various industry forums in Fintech Industry and considered as a thought leader in Fintech specializing in DDT (Domain, Data, Technology). At Roopya, Raman is building a Fintech ecosystem through a Lending-As-A-Service platform by encompassing various best practices of the Industry.
Raman is an alumni of MDI, Gurgaon and he loves data.
Sudipta is a 17+ years veteran in Finance and Retail space. He led asset
business in a large NBFC and led retail business in global MNC.
He is passionate about building financial products which has potential to impact masses. At Roopya, he is building an ecosystem of Lenders, LSP and other entities in the lending value chain which will ultimately reduce the cost of origination and underwriting for lenders. Sudipta is also a part of prestigious Tata Administrative Services (TAS) program.
He holds an BE in Computer Science and Engineering and an MBA in Finance.
Roopya was founded with an idea to make instant credit available to masses specially for people who do not get regular access to credit. With this vision Roopya created platform enabling Lenders and LSPs of all sizes to provide instant loan. Started with a team of 4, in 1 year Roopya grew to a 15 member team and 25+ Lender and LSPs using the platform. Roopya has its own CRM, LoS and analytics platform. The genesys of Roopya was always 100% digital with minimum to no manual process, hence no call centre.
Roopya is creating a Fintech ecosystem in the form of a SaaS based Lending Infrastructure platform powering NBFCs / Banks / Fintechs to start loan origination and underwriting in less than 5 mins using big data and machine learning. Roopya also has Early Warning Signal, Cross Sell, Scorecard, Decision Engine and Workflow module wherein any B2B customer can signup and process millions of customers instantly. Roopya platform will help millions of underserved retail customers get access to hundreds of Lenders under its SaaS platform. In FY22 Roopya has processed more than Rs 100cr through its platform
Lending is a specialized field and ever evolving. Roopya is at the centre of it by combining its prowess in domain, data and technology. Domain : Roopya is founded an run by industry veterans. Cognizance of regulations are at the heart of building a fintech product and roopya understands that. Data : Roopya is also a data company. Technology : Roopya has 100% proprietery technology for CRM, Underwriting module, Analytics module, Scorecard , EWS and Workflows. All built by us.
We believe our lending Infrastructure will be the backbone for all data driven loan underwriting process in future.
We have democratized scorecard based loan origination and underwriting and gave access to state of the art platform to all Lenders and LSPs. We have made it Simple, Affordable, Accessible and Super fast. Hence we call it a SaaS based Lending-As-A-Service.
Lending Infrastructure platform powering Origination, Underwriting, CRM, Early Warning System, Analytics, Cros sell and Workflow Module. B2B customers can sign up and start underwriting in less than 5 minutes.