Embedded Finance Solutions

Empower your customers with seamless EMI and Buy Now Pay Later options at checkout

Transform Every Sale into a Growth Opportunity

Enable your customers to purchase high-value products with flexible payment options. Increase your average order value by up to 40% and boost conversion rates with instant financing at checkout.

40%
Higher AOV
3x
Faster Growth
24hrs
Quick Integration
₹45,000
Pay in 3 months EMI ₹15,000/month
Pay in 6 months EMI ₹7,500/month
Buy Now Pay Later 0% interest

Complete Infrastructure for Embedded Lending

Instant Credit Decisioning

Real-time credit assessment and approval in under 60 seconds. Powered by advanced AI models and comprehensive data analytics.

Seamless Checkout Integration

Easy-to-integrate APIs and SDKs that blend perfectly with your existing checkout flow. Works across web, mobile, and in-store.

Flexible EMI Options

Offer 3, 6, 9, or 12-month EMI plans with customizable interest rates. Let your customers choose what works best for them.

BNPL Solutions

Zero-interest Buy Now Pay Later options with flexible repayment schedules. Increase conversions without affecting margins.

Complete Risk Management

Built-in fraud detection, credit scoring, and collections management. We handle all the complexities so you can focus on sales.

Regulatory Compliance

Fully compliant with RBI guidelines and lending regulations. Regular updates ensure you're always meeting legal requirements.

Why Sellers Choose Roopya

01

Zero Risk to Your Business

We handle all credit risk, collections, and defaults. You get paid upfront while your customers enjoy flexible payments.

02

Increase Sales Volume

Make high-ticket items accessible to more customers. EMI and BNPL options eliminate purchase barriers and boost conversions.

03

Quick Integration

Go live in 24 hours with our plug-and-play APIs. Comprehensive documentation and dedicated technical support included.

04

Real-time Analytics

Track conversion rates, approval ratios, and customer preferences with detailed dashboards and reporting tools.

Perfect For Multiple Industries

🛒

E-commerce

Electronics, fashion, home appliances, and more. Enable EMI on all your products.

🏥

Healthcare

Medical procedures, dental treatments, and healthcare services made affordable.

📚

Education

Course fees, certifications, and training programs with flexible payment plans.

✈️

Travel & Tourism

Flight tickets, hotel bookings, and vacation packages on easy installments.

🏠

Home Services

Furniture, interior design, and home renovation projects made accessible.

💍

Jewelry & Lifestyle

High-value purchases with zero-interest EMI and BNPL options.

Ready to Transform Your Lending Operations?

Join leading financial institutions who trust Roopya for their lending needs