Embedded Finance Solutions
Empower your customers with seamless EMI and Buy Now Pay Later options at checkout
Transform Every Sale into a Growth Opportunity
Enable your customers to purchase high-value products with flexible payment options. Increase your average order value by up to 40% and boost conversion rates with instant financing at checkout.
Complete Infrastructure for Embedded Lending
Instant Credit Decisioning
Real-time credit assessment and approval in under 60 seconds. Powered by advanced AI models and comprehensive data analytics.
Seamless Checkout Integration
Easy-to-integrate APIs and SDKs that blend perfectly with your existing checkout flow. Works across web, mobile, and in-store.
Flexible EMI Options
Offer 3, 6, 9, or 12-month EMI plans with customizable interest rates. Let your customers choose what works best for them.
BNPL Solutions
Zero-interest Buy Now Pay Later options with flexible repayment schedules. Increase conversions without affecting margins.
Complete Risk Management
Built-in fraud detection, credit scoring, and collections management. We handle all the complexities so you can focus on sales.
Regulatory Compliance
Fully compliant with RBI guidelines and lending regulations. Regular updates ensure you're always meeting legal requirements.
Why Sellers Choose Roopya
Zero Risk to Your Business
We handle all credit risk, collections, and defaults. You get paid upfront while your customers enjoy flexible payments.
Increase Sales Volume
Make high-ticket items accessible to more customers. EMI and BNPL options eliminate purchase barriers and boost conversions.
Quick Integration
Go live in 24 hours with our plug-and-play APIs. Comprehensive documentation and dedicated technical support included.
Real-time Analytics
Track conversion rates, approval ratios, and customer preferences with detailed dashboards and reporting tools.
Perfect For Multiple Industries
E-commerce
Electronics, fashion, home appliances, and more. Enable EMI on all your products.
Healthcare
Medical procedures, dental treatments, and healthcare services made affordable.
Education
Course fees, certifications, and training programs with flexible payment plans.
Travel & Tourism
Flight tickets, hotel bookings, and vacation packages on easy installments.
Home Services
Furniture, interior design, and home renovation projects made accessible.
Jewelry & Lifestyle
High-value purchases with zero-interest EMI and BNPL options.