Complete List of APIs for Lending in India
Complete List of APIs for Lending in India
Every API you need for loan origination, management and collections — providers, per-call costs, input/output fields, and how Roopya bundles all of it into one platform.
30+ Lending APIs , 15+ vendors — here’s the complete map
To build a digital lending operation from application to final EMI collection, an NBFC or fintech needs to integrate identity verification, credit bureaus, bank data, document processing, payments, collections, accounting and regulatory reporting. Each API comes from a different vendor, with its own onboarding, pricing, documentation and maintenance overhead.
Building these integrations independently typically takes 3–6 months of engineering effort and costs Rs. 8–15 lakhs in setup fees alone — before a single loan is processed.
From application intake to disbursement — 14 APIs
Post-disbursement servicing, EMI management, accounting & compliance — 10 APIs
Collections & Recovery APIs
EMI collection, delinquency management and recovery — 8 APIs
One Platform . All 30+ APIs. Zero integration headaches.
Instead of signing 15+ vendor contracts and maintaining a team to keep them running, connect once to Roopya and get every lending API you need — pre-integrated, tested and ready from day one.
DIY vs. Roopya
What it really costs to integrate all lending APIs yourself versus using Roopya.
DIY Integration
- Rs. 8–15L setup across 15+ vendors
- 3–6 months to go live
- 15+ contracts to manage
- 3–5 developers needed
- No unified dashboard
- API updates break integrations
Roopya All-in-One
- Zero setup fee
- Go live in 5–7 days
- One contract, one invoice
- No developers needed
- Unified dashboard for all APIs
- 40–60% lower total cost of ownership
| Cost component | DIY (build yourself) | Roopya (all-in-one) |
|---|
Frequently asked questions
Stop integrating APIs one by one.
All 30+ lending APIs, pre-integrated and ready in 5–7 days.
